We built this firm because the system wasn't working for our clients.
Founded by credit professionals who spent years watching good people get denied — not because they were irresponsible, but because they didn't know how to fight back.
Our story
Credit Catalyst Firm was founded in 2018 by Marcus Webb and Diane Okafor, two consumer finance attorneys who had seen enough. After years of watching clients lose mortgages, car loans, and business opportunities to inaccurate or outdated credit data, they decided to stop advising from the sidelines and start fighting directly.
What began as a boutique practice in Dallas has grown into a firm that has helped over 2,400 clients across 38 states reclaim their financial standing. We don't use automated dispute mills or offshore processing. Every case is reviewed by a credentialed specialist who understands the Fair Credit Reporting Act, the CFPB's latest guidance, and the specific tactics that actually move the bureaus.
Our philosophy is simple: credit repair is not magic, and anyone who promises guaranteed results is lying to you. What we can promise is relentless, methodical advocacy — and a team that treats your credit file like it's our own.
Transparency first
We tell you what we can do, what we can't, and exactly how long it will take. No vague promises, no hidden fees.
Education, not dependency
Every client leaves our program understanding their credit report, their rights, and how to protect their score going forward.
Results over volume
We cap our active caseload so every client gets the attention their file deserves. We'd rather do fewer cases well than more cases poorly.
Meet the team
Credentialed specialists who have been on both sides of the dispute process.
Marcus Webb
Co-Founder & Lead Credit Strategist
J.D., Consumer Finance Law | NACSO Certified Credit Counselor
Marcus spent 11 years as a consumer finance attorney before co-founding Credit Catalyst. He has personally overseen more than 900 dispute campaigns and has testified before the Texas Consumer Credit Commission on bureau reporting accuracy.
Diane Okafor
Co-Founder & Client Advocacy Director
J.D., CFPB Certified Housing Counselor | NACSO Member
Diane leads client intake and case strategy, ensuring every client understands exactly what is being disputed and why. Her background in housing law gives her a unique edge in mortgage-related credit repair — the most time-sensitive category in the industry.
Terrence Holt
Senior Credit Analyst
NACSO Certified | 9 Years Bureau Dispute Experience
Terrence joined the firm in 2020 after six years at a national credit bureau, where he processed dispute investigations from the other side of the table. That inside knowledge makes him exceptionally effective at identifying the exact documentation that forces a bureau to act.
Simone Reyes
Client Success Manager
AFCPE Accredited Financial Counselor | Bilingual (English/Spanish)
Simone manages ongoing client relationships from first consultation through program completion. She ensures clients understand every update, every letter, and every next step — and that nothing falls through the cracks.
Credentials & compliance
We operate under the strictest standards in the credit repair industry.
National Association of Credit Services Organizations — the industry's primary professional body for ethical credit repair practices.
All dispute processes follow Consumer Financial Protection Bureau guidelines and the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681.
Fully registered and compliant with the Credit Repair Organizations Act — we provide written contracts, honor cancellation rights, and never charge upfront fees.
Better Business Bureau accredited since 2019 with an A+ rating and zero unresolved complaints.
Association for Financial Counseling and Planning Education — our counselors hold active AFCPE credentials and complete annual continuing education.
We hold active credit services organization licenses in every state that requires them, and operate in full compliance with state-specific credit repair statutes.
Ready to work with a team that knows what it's doing?
Book a free 20-minute consultation. We'll review your credit report and tell you exactly what's possible.
Book My Free Consultation